Frequently Asked Questions

Does Habiatza replace an official mortgage appraisal?

No. A Habiatza estimate is a market-intelligence and strategy tool. An official mortgage appraisal must be issued by an authorised appraisal company where required.

Why not just give one price?

Because a single number can be misleading. Habiatza separates market value, strategic launch price, probable closing range, liquidity and confidence.

What happens when there are few comparables?

The search is expanded in a controlled way, adjustments are applied and confidence is reduced. We prefer to declare uncertainty rather than manufacture precision.

Do you use portal data?

Habiatza may use observable market signals and licensed data providers where there is a legitimate basis, keeping them separate from official sources and verified completed sales.

Can an already-listed property be analysed?

Yes. Listing Check reviews price, presentation, observable competition, attributes, narrative and friction signals without assuming that an active listing means an unsold property.

How do the Canary Islands and Madrid differ?

Habiatza does not automatically transfer regional averages to an individual property. Territorial analysis moves down to island, municipality, neighbourhood and micro-area according to the evidence available.

Are my details used for marketing?

Service delivery and marketing communications are handled separately. Marketing communications require the appropriate legal basis and can be unsubscribed from.